Step 1
Choose a participating bank (e.g., HBL, UBL, Meezan).
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Roshan Digital Account (RDA)
روشن ڈیجیٹل اکاؤنٹ
RDA offers innovative banking solutions for millions of Non-Resident Pakistanis seeking to invest, bank, and remit funds to Pakistan seamlessly.
Program Start
2020
Last Updated
2026
Application Mode
Online
Overview
Fully digital account opening process without visiting an embassy or bank branch.
Offers access to Naya Pakistan Certificates, stock market, and auto loans.
Eligibility Criteria
Positive checklist
- Non-Resident Pakistani (NRP) holding valid CNIC/NICOP.
- Foreign passport holder having Pakistan Origin Card (POC).
- Resident Pakistani with declared offshore assets.
Not Eligible / Cautions
- Resident Pakistanis without declared offshore assets.
- Incomplete KYC documentation.
How to Apply
Follow the official route below. Do not pay private agents for registration.
Step 2
Fill the online account opening form on the bank website.
Step 3
Upload scanned copies of NICOP/Passport, proof of profession, and source of funds.
Step 4
Account is opened within 48 hours.
Required Documents
NICOP, POC, or CNIC
Scanned original Passport
Proof of income/employment
Payment / Benefit Collection Guide
SWIFT
Remittance
Online Banking
FAQ
Yes, funds in RDA are fully repatriable without any SBP approval.
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Disclaimer: This is an independent information guide, not a government website. Always verify on the official portal: State Bank of Pakistan RDA.