Step 1
Visit the official PM Youth Portal and register.
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Kamyab Jawan Program (PM Youth Loan)
کامیاب جوان پروگرام
The PM Youth Business & Agriculture Loan Scheme provides affordable financing to young entrepreneurs across Pakistan.
Program Start
2019
Last Updated
2026
Application Mode
Online
Overview
Loans are distributed in three tiers: Tier 1 (up to 0.5M), Tier 2 (up to 1.5M), and Tier 3 (up to 7.5M).
The markup rate is heavily subsidized by the government to encourage youth employment and business creation.
Eligibility Criteria
Positive checklist
- Pakistani citizen aged 21-45 (18 for IT/E-commerce).
- Valid CNIC and viable business plan.
- No previous loan default history.
- 25% quota reserved for women entrepreneurs.
Not Eligible / Cautions
- Current government employees are excluded.
- Defaulters of any bank or financial institution.
- Applications outside the official PM Youth portal.
How to Apply
Follow the official route below. Do not pay private agents for registration.
Step 2
Fill the online application and upload the business plan and CNIC.
Step 3
Select your preferred participating bank for processing.
Step 4
Wait for SMS confirmation and bank interview.
Required Documents
Valid CNIC
Business Plan or Feasibility Report
Recent Passport Size Photographs
Educational/Technical degrees if applicable
Payment / Benefit Collection Guide
Direct Bank Transfer
Crossed Cheque to Suppliers
FAQ
Tier 1 has 0% markup, Tier 2 has 5%, and Tier 3 has 7%.
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Disclaimer: This is an independent information guide, not a government website. Always verify on the official portal: Prime Minister Youth Program Portal.