Step 1
Visit the nearest Bank of Khyber (BOK) branch.
ActiveUpcoming / Phase 12
KPK Insaf Rozgar Scheme (Phase 12)
انصاف روزگار سکیم
Designed specifically for the uplift of newly merged districts in KPK, offering interest-free capital to start businesses.
Program Start
2019
Last Updated
2026
Application Mode
Offline
Overview
Operated through the Bank of Khyber (BOK).
Requires feasible business plan and local guarantees.
Eligibility Criteria
Positive checklist
- Domicile of Newly Merged Districts (ex-FATA).
- Age 18 to 50 years.
- Valid CNIC and basic business know-how.
Not Eligible / Cautions
- Residents outside merged districts.
- Government employees.
How to Apply
Follow the official route below. Do not pay private agents for registration.
Step 2
Submit the Insaf Rozgar application form with business plan.
Step 3
Provide two guarantors.
Step 4
Receive loan amount after approval.
Required Documents
CNIC and Domicile
Guarantor CNICs
Photos and Business Plan
Payment / Benefit Collection Guide
Direct Bank Transfer
FAQ
Yes, it is a Qarz-e-Hasna (interest-free loan) subsidized by the KPK Govt.
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Disclaimer: This is an independent information guide, not a government website. Always verify on the official portal: Bank of Khyber Portal.